Remortgaging to Repay Some Debts? We're Here to Help.
At Chetwood Lloyd Mortgages, we simplify the remortgage process and help you choose the most cost-effective way to clear your debts
Here To Walk You Through the Debt Consolidation Process
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Excellent Rating On TrustPilot
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Industry experience
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About Us
Founded in 2004, Chetwood Lloyd began with a simple goal: to provide excellent, reliable mortgage advice to families and individuals.
Over the years, we’ve grown into a trusted name, helping hundreds of people buy or remortgage their home.
Our Mission
Our mission is to help people secure their homes and futures with confidence, clarity, and care, building a trusted community rooted in lifelong support and shared success.
Our Vision
Our Vision is to simplify mortgages and financial protection, providing honest, independent advice that helps families achieve their goals, protect what matters most, and ensure we’re here to support you for the long term
Feeling pulled in every direction by credit cards and loans?
We help homeowners combine their debts into one affordable monthly payment — with free, friendly advice and zero pressure
Juggling multiple debts & not seeing the balances go down
You’re making payments every month, but with interest piling up, it feels like you’re barely making a dent. It’s overwhelming, stressful, and hard to keep track of everything.
Struggling with high interest rates
Credit cards and personal loans can come with eye-watering interest. Even if you’re managing the minimum payments, the long-term cost can be huge.
Worrying about missed payments and credit score damage
If things are tight, it’s easy to fall behind. That can impact your credit rating and make future borrowing harder — which only adds to the stress
Dealing with Mortgage Lenders and Solicitors is Frustrating
The paperwork, the valuations, the back-and-forth—it is a proper pain.
Not knowing where to turn for help
Many people feel stuck. They’ve heard about remortgaging to consolidate debts but don’t know if it’s right for them, how it works, or who to trust for advice.
We'll Help You Consolidate Your Debts and Get Back On Track
At Chetwood Lloyd Mortgages, we take the stress out of debt consolidation. Here’s how we help:
We Find the Best Remortgage Deals
We're independent, whole-of-market advisors so will compare lenders to find you the most affordable way to clear your loan.
We Guide You Through Every Step
You don’t have to figure it out alone. We explain your options in plain English and help you make the right choice.
We Handle the Whole Process for You
From paperwork to valuations, we support you in dealing with the administrative side, saving you time and hassle.
Turn multiple debts into one affordable monthly payment
We’ll help you explore whether you can remortgage to release enough equity to pay off your other debts — rolling everything into one payment that’s easier to manage.
Our Advice Is 100% Free
We don’t charge you a penny for our help. Our service is completely fee-free and fully independent.
How It Works
We make consolidating your debts through remortgaging simple and stress-free — helping you take control of your finances with expert, independent advice.
Get in touch for a free, confidential chat
Call us, send a message, or book a time that suits you. We’ll listen carefully to your situation — including your current debts, credit cards, and loans — and explain if consolidating them into your mortgage is the right option.
We find the best remortgage deal for you
We search the whole market to find the most suitable lender and deal, aiming to lower your monthly payments and make your finances more manageable. We’ll present your options clearly in an online meeting and follow up with a written summary.
We arrange the remortgage and paperwork
Once you’re happy, we handle everything — from the mortgage application to working with the lender and legal team. We’ll keep you informed throughout, so you can focus on enjoying greater peace of mind with your finances.
The Longer You Wait, the More It Could Cost You
Many homeowners leave it too long. Debt and interest piles up and could end up costing far more than it should. Don't let that be you.
Whether you want to remortgage or explore your options, we’re here to help you make the best financial decision—without the stress.
Book a free, no-obligation chat today.
Let’s find the best way to repay your debts so you move forward with confidence.
From Us
Jamie
Mortgage Advisor
Gurpreet
Paraplanner
Jamie
Mortgage Advisor
Your Questions Has Been Answered
Yes — many homeowners remortgage to consolidate debts like credit cards, loans, or overdrafts into one manageable monthly payment. We’ll help you understand if this is the right solution for your situation.
It can reduce your monthly outgoings by spreading the debt over a longer term at a lower interest rate. However, it’s important to remember you may pay more in total over time. We’ll explain all the pros and cons so you can make an informed decision.
Yes — there are specialist lenders who offer debt consolidation mortgages even if you have adverse credit. We’ll search the market and guide you through the best available options.
Typically, it takes 4–8 weeks, depending on your lender and legal requirements. We’ll handle all the details and keep you updated throughout the process to make things as smooth as possible
Ready to get in touch?
Whether you are buying a home or need to remortgage, we're
here to help you to find the best solution.
Wrexham. LL13 8AH