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man standing near white wall
man standing near white wall

About the

Founder

&

Chetwood Lloyd Mortgages

With over 25 years in the mortgage industry, Jamie has helped countless people achieve the dream of homeownership. From starting as a mortgage underwriter at Halifax to launching Chetwood Lloyd Mortgages named in honour of his grandmother and mother his journey has always been guided by honesty, loyalty, and transparency.

Today, Chetwood Lloyd is fully independent and FCA-authorised, offering fee-free, impartial advice with clients’ best interests at heart.

Away from work, Jamie and his wife Gurpreet enjoy exploring North Wales, mountain biking, hiking, and reading.

About

Gurpreet

Gurpreet started her career teaching in inner-city schools, where she honed her patience, structure, and communication skills. Her position at Chetwood Lloyd Mortgages is shaped by the same attributes today. As our Compliance Lead, she makes sure everything is in order and complies with regulations, ensuring that clients can rest easy knowing their financial future is in capable hands.

Gurpreet is our committed Mortgage Paraplanner, who serves as the crucial liaison between lenders and clients in addition to compliance. Her calm, comforting demeanor helps homeowners navigate the mortgage application process step-by-step while reducing anxiety and confusion. Gurpreet simplifies and relieves the stress of a complicated journey by taking care of the legwork and updating clients.

She finds equilibrium in nature when she's not working. Her love of the landscape and long walks in the countryHer position at Chetwood Lloyd Mortgages is shaped by the same attributes today. As our Compliance Lead, she makes sure everything is in order and complies with regulations, ensuring that clients can rest easy knowing their financial future is in capable hands.

man standing near white wall
man standing near white wall
man standing near white wall

How Jamie

Founded

Chetwood Lloyd Mortgages

Jamie started out at Halifax as a mortgage underwriter, learning what lenders really look for when deciding on an application.

While working full-time, he studied for his Financial Planning Certificates — setting the foundations for a career built on continual learning. From his first role as a mortgage adviser with Legal & General, to helping grow a practice alongside Zurich, each step added to his knowledge and experience.

At 26, Jamie set up his first business, First Rate Mortgage Solutions. But it didn’t take long to realise the name didn’t truly reflect what he stood for. That’s when Chetwood Lloyd Mortgages was born — named after his grandmother and mother, two strong, independent women who shaped the values he brings to the business today.

man standing near white wall
man standing near white wall
man standing near white wall

Trusted by Homeowners Across the UK

Experience You Can Rely On

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Excellent Rating
On Trustpilot
Excellent Rating On Trustpilot

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With You Every Step

Of

The Way

From your first home to planning for the future, we provide independent, fee-free advice that gives you clarity, confidence, and peace of mind.

01

Independent & Impartial

02

Fee-Free Expertise

03

Support Beyond the Mortgage

04

Local Roots, Nationwide Reach

With You Every Step

Of

The Way

From your first home to planning for the future, we provide independent, fee-free advice that gives you clarity, confidence, and peace of mind.

01

Independent & Impartial

02

Fee-Free Expertise

03

Support Beyond the Mortgage

04

Local Roots, Nationwide Reach

With You Every Step

Of

The Way

From your first home to planning for the future, we provide independent, fee-free advice that gives you clarity, confidence, and peace of mind.

01

Independent & Impartial

02

Fee-Free Expertise

03

Support Beyond the Mortgage

04

Local Roots, Nationwide Reach

The next step

Financial Clarity

for Life’s Big

Decisions

With clear, honest, and truly independent advice, we’ll guide you through every step. Making mortgages simple and stress-free.

Jamie Mielczarek
Gurpreet Mielczarek

The next step

Financial Clarity

for Life’s Big

Decisions

With clear, honest, and truly independent advice, we’ll guide you through every step. Making mortgages simple and stress-free.

Jamie Mielczarek

Gurpreet Mielczarek

The next step

Financial Clarity

for Life’s Big

Decisions

With clear, honest, and truly independent advice, we’ll guide you through every step. Making mortgages simple and stress-free.

Jamie Mielczarek
Gurpreet Mielczarek

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages