Home Improvements on Your Mind? Let’s Make It Happen
At Chetwood Lloyd Mortgages, we simplify the remortgage process and help you choose the most cost-effective way to improve your home.
Guiding you through your home improvement mortgage, step by step.
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About Us
Founded in 2004, Chetwood Lloyd began with a simple goal: to provide excellent, reliable mortgage advice to families and individuals.
Over the years, we’ve grown into a trusted name, helping hundreds of people buy or remortgage their home.
Our Mission
Our mission is to help people secure their homes and futures with confidence, clarity, and care, building a trusted community rooted in lifelong support and shared success.
Our Vision
Our Vision is to simplify mortgages and financial protection, providing honest, independent advice that helps families achieve their goals, protect what matters most, and ensure we’re here to support you for the long term
Overwhelmed by paperwork, jargon, and uncertainty?
You want to make the right decision, but the process can seem confusing and time-consuming.
We don’t want to move, but we’ve outgrown the space.
Whether it’s a growing family, the need for a home office, or just wanting a bit more room — moving feels like a hassle, but staying put doesn’t feel practical either.
We’ve been quoted for the work, but we don’t know the best way to pay for it.
Savings can only go so far, and using loans or credit cards can be expensive. It’s hard to know if remortgaging is a good option — or even where to start.
Remortgaging Isn’t Always Straightforward.
You need to find a lender that will allow you to borrow enough to carry out the work while still offering a competitive mortgage rate.
Dealing with Lenders & Solicitors is Frustrating.
The paperwork, the valuations, the back-and-forth—it all adds extra stress.
Making the Wrong Move Could Cost You More.
Getting the wrong advice — or speaking to someone who just wants to sell a deal — can leave you second-guessing your decisions.
We Make Home Improvement Mortgages Simple
At Chetwood Lloyd Mortgages, we take the stress out of your Help to Buy repayment. Here’s how we help:
We Find the Best Remortgage Deals.
We're independent, whole-of-market advisors, so will compare lenders to find you the most affordable way to clear your loan.
We Guide You Through Every Step.
You don’t have to figure it out alone. We explain your options in plain English and help you make the right choice.
We Handle the Everything for You.
From paperwork to valuations, we support you in dealing with the admin side, saving you time and hassle.
We’ll help you find the smartest way to fund your plans.
We’ll compare options across the whole market and explain whether remortgaging is the best route — or if something else might suit you better. No pressure, no jargon.
Our Advice Is 100% Free.
We don’t charge you a penny for our help. Our service is completely fee-free and fully independent.
How It Works
We make remortgaging for home improvements simple, straightforward, and stress-free — guiding you every step of the way.
Get in touch for a free chat
Call us, send a message, or book a time that suits you. We’ll listen to your plans — whether you want a new kitchen, extension, or garden makeover — and explain how much you could release from your mortgage.
We search the market for the best deal
We compare deals from over 100 lenders to find the right remortgage for your needs, balancing the best rates, terms, and affordability. We’ll present your options clearly in an online meeting, followed by a written summary for you to review.
We arrange the remortgage and legal work
Once you’re happy, we handle everything — from the application to the lender paperwork and legal steps. We’re here to make sure the process runs smoothly, so you can focus on your exciting home improvement plans.
Let’s Make Your Dream Home Happen — Start Today
Whether you’re dreaming of a stunning kitchen makeover, a cosy loft conversion, or a beautiful garden revamp, we’re here to help you unlock the funds to make it happen.
We’ll search the market, find the best remortgage deals for your plans, and handle all the paperwork so you can focus on the fun part: bringing your vision to life. Let’s get started today!
Book a free, no-obligation chat today.
Let’s find the best way to fund your home improvments so you can move forward with confidence.
From Us
Jamie
Mortgage Advisor
Gurpreet
Paraplanner
Jamie
Mortgage Advisor
Your Questions Has Been Answered
Yes — many homeowners remortgage to release extra funds for improvements like extensions, new kitchens, loft conversions, or garden upgrades. We’ll help you work out how much you could borrow and find the best deal.
This depends on your home’s value, your current mortgage balance, and your affordability. We’ll carefully assess your situation and show you how much you may be able to raise — and what your new monthly payments would look like.
Yes, but don’t worry — we handle all the legal arrangements for you. Many lenders even offer free legal services as part of the remortgage deal, which we’ll explain when we present your options.
Typically, a remortgage takes 4–8 weeks from start to finish, depending on the lender and legal work. We’ll keep you updated throughout the process so you know exactly what’s happening at each stage.
Ready to get in touch?
Whether you are buying a home or need to remortgage, we're
here to help you to find the best solution.
Wrexham. LL13 8AH